[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.wikinomie.cz\/kde-si-vzit-dokonalou-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.wikinomie.cz\/kde-si-vzit-dokonalou-pujcku\/","headline":"Kde si vz\u00edt dokonalou p\u016fj\u010dku?","name":"Kde si vz\u00edt dokonalou p\u016fj\u010dku?","description":"Sv\u011bt nen\u00ed dokonal\u00fd. Co\u017e v\u011bd\u00ed z\u0159ejm\u011b nejl\u00e9pe soukrom\u00ed podnikatel\u00e9, kte\u0159\u00ed ve sv\u00e9 bran\u017ei nejednou poznaj\u00ed i odvr\u00e1cenou stranu, tedy t\u011b\u017ekosti, kter\u00e9 jim m\u016f\u017ee ka\u017edodenn\u00ed \u017eit\u00ed p\u0159in\u00e1\u0161et. Podnikatel\u00e9 si toti\u017e na sebe mus\u00ed st\u016fj co st\u016fj vyd\u011blat. To za n\u011b nikdo ...","datePublished":"2021-08-14","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.wikinomie.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.wikinomie.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"wikinomie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.wikinomie.cz\/wp-content\/uploads\/polsk%C3%A9%20dvacky_2.jpg","url":"https:\/\/www.wikinomie.cz\/wp-content\/uploads\/polsk%C3%A9%20dvacky_2.jpg","height":0,"width":0},"url":"https:\/\/www.wikinomie.cz\/kde-si-vzit-dokonalou-pujcku\/","about":["Pen\u00edze"],"wordCount":410,"articleBody":"   Sv\u011bt nen\u00ed dokonal\u00fd. Co\u017e v\u011bd\u00ed z\u0159ejm\u011b nejl\u00e9pe soukrom\u00ed podnikatel\u00e9, kte\u0159\u00ed ve sv\u00e9 bran\u017ei nejednou poznaj\u00ed i odvr\u00e1cenou stranu, tedy t\u011b\u017ekosti, kter\u00e9 jim m\u016f\u017ee ka\u017edodenn\u00ed \u017eit\u00ed p\u0159in\u00e1\u0161et.Podnikatel\u00e9 si toti\u017e na sebe mus\u00ed st\u016fj co st\u016fj vyd\u011blat. To za n\u011b nikdo jin\u00fd neud\u011bl\u00e1, a pokud si na sebe nevyd\u011blaj\u00ed, nikdo jim ned\u00e1 darem ani korunu. Jen\u017ee ani t\u011bm nejsna\u017eiv\u011bj\u0161\u00edm z jejich \u0159ad nen\u00ed garantov\u00e1no, \u017ee se jim dob\u0159e povede. Proto\u017ee je tolik aspekt\u016f, kter\u00e9 nemus\u00ed v\u017edy vyj\u00edt tak, jak by si to tito lid\u00e9 p\u0159\u00e1li! A co s t\u00edm, kdy\u017e u\u017e se \u010dlov\u011bk do podobn\u00e9 situace dostane, kdy\u017e by si pot\u0159eboval vyd\u011blat v\u00edc, ne\u017e kolik dok\u00e1\u017ee?Lze \u010dinit r\u016fzn\u00e9 pokusy, jak se z ekonomick\u00fdch probl\u00e9m\u016f dostat, a leccos by teoreticky mohlo i zafungovat. Ale ani sebeusilovn\u011bj\u0161\u00ed pr\u00e1ce, ani kreativita, ani maxim\u00e1ln\u011b \u00fasporn\u00fd re\u017eim nemus\u00ed sta\u010dit k tomu, aby se finance n\u011bjak\u00e9ho podnikatele stabilizovaly.A tak nakonec nejednou zb\u00fdv\u00e1 u\u017e jen jedin\u00e9 mo\u017en\u00e9 \u0159e\u0161en\u00ed, j\u00edm\u017e je p\u016fj\u010dka. Ta jedin\u00e1 nejednou d\u00e1v\u00e1 \u0161anci z\u00edskat pen\u00edze, kter\u00e9 jsou pot\u0159eba k \u017eivobyt\u00ed a k tomu, aby se podnik udr\u017eel takzvan\u011b nad vodou.Ov\u0161em jakou z nab\u00edzej\u00edc\u00edch se p\u016fj\u010dek soukrom\u00fd podnikatel dostane? To je ot\u00e1zka, na kterou se jen tak snadno ned\u00e1 odpov\u011bd\u011bt. Proto\u017ee to z\u00e1vis\u00ed nejen na v\u00fdb\u011bru, na tom, kter\u00e1 se konkr\u00e9tn\u00edmu podnikateli nejv\u00edce l\u00edb\u00ed, ale i na tom, na kterou z nich doty\u010dn\u00fd dos\u00e1hne, kterou mu v jeho situaci budou ochotni poskytnout. A to je nejednou jedin\u011b hypot\u00e9ka bez registru od nebankovn\u00ed spole\u010dnosti.Pro\u010d je pr\u00e1v\u011b takov\u00e1 nebankovn\u00ed hypot\u00e9ka \u010dasto t\u00edm jedin\u00fdm mo\u017en\u00fdm \u0159e\u0161en\u00edm, se kter\u00fdm mohou soukrom\u00ed podnikatel\u00e9 po\u010d\u00edtat? Hlavn\u011b proto, \u017ee je snadno dostupn\u00e1 i problematick\u00fdm \u017eadatel\u016fm, a tak\u00e9 proto, \u017ee je docela v\u00fdhodn\u00e1. D\u00edky nezbytn\u00e9 nemovit\u00e9 z\u00e1ruce \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed tu toti\u017e nebr\u00e1n\u00ed nic tomu, aby se p\u016fj\u010dilo komukoliv, kdo bude schopen aspo\u0148 hradit spl\u00e1tky. A to p\u0159ijde vhod hlavn\u011b t\u011bm, jim\u017e by nikdo jin\u00fd nep\u016fj\u010dil. Proto\u017ee tady usp\u011bj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde si vz\u00edt dokonalou p\u016fj\u010dku?","item":"https:\/\/www.wikinomie.cz\/kde-si-vzit-dokonalou-pujcku\/#breadcrumbitem"}]}]